What Does Landlord Liability Insurance Cover?

Performance Property Real Estate Question

Q: I own rental property and my insurance broker recommended I look into landlord liability insurance?  What does landlord liability insurance cover? Cliff, Wayne, PA


A: Good question, Cliff.  Landlords can be hit with legal claims that can result from various causes (for example if someone slips, falls and gets hurts on your property).  Not to be confused with homeowner’s or property owner’s insurance, landlord liability insurance covers the cost associated with your legal defense as a landlord.

Landlord liability insurance helps you to protect your rental property investment in the event of a liability claim filed by a tenant or a visitor to your rental property.

Thanks for your question, Cliff!

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