Real Estate Services


Performance Property is a real estate services company based in Jersey City, NJ. Our Founder, Gerald Lucas is an internationally recognized real estate expert with over 20 years of real estate experience. Gerald is the author of several books including “How To Sell Your Home During COVID-19: A Real Estate Insider’s Guide”, “Short Sale Specifics”, and Real Estate Investing Secrets". Gerald holds degrees from MIT and Howard University. Send an email to to set up a free consultation.

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Learn About Real Estate

Performance Property is a real estate services company based in Jersey City, NJ. Our Founder, Gerald Lucas...

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Gerald Lucas

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What can we do for you?

We help people gain financial freedom and independence through real estate. Rather than offering a generic solution, we let our clients define financial freedom and then we help them achieve it. Some of our clients achieve financial freedom with our help by learning how to analyze and purchase wealth-building rental property. We help other clients achieve financial independence by negotiating with their lender when they are behind on mortgage payments.

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Blog & Articles

Real Estate Insight

Real Estate Insights

Builders Have Been Including Decks On Fewer New Homes

Builders have been including decks on fewer and fewer new homes recently opting for patios as a substitute.

Real Estate Tip

Real Estate Tip Of The Week

Gerald’s Real Estate Tip of the – Week of 2/20/24

The best way to avoid paying too much for a property is to never offer too much.

Performance Property Real Estate Question

Ask Gerald About Real Estate Video Feed

How Low Will Interest Rates Go In 2024

Q: I want to refinance my home mortgage. Mortgage rates have finally been falling. How low do you think interest rates will go this year? Corey, Parsippany, NJ A: The 2 main drivers of mortgage interest rates are 1) current economic conditions like current inflation and the federal funds rate and 2) a borrower’s personal financial profile. A borrower’s personal financial position has a huge impact on the mortgage interest rate they’ll pay on a mortgage which is why everyone that refinances an existing mortgage or buys a home with mortgage financing at the same time will not get the same interest rate. The Fed raised the federal funds rate 11 times between March 2022 and July 2023 to combat […]