Gerald’s Article Insights: Real Estate in 2014: A Need-to-Know Guide

Although mortgage rates remain at historic lows, lending standards for home buyers remain stringent. New regulations intended to prevent risky mortgages from entering the market will keep underwriting standards strict. With average FICO credit scores for conventional loans well above 700, establishing and maintaining good personal credit has never been more vital to obtaining a mortgage loan.

-Gerald

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Vaughn | Westfield, New Jersey

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