Q: Gerald, With all the major hurricanes that have happened this year, I was wondering if my property insurance covers hurricane damage? Derrick, Sea Girt, NJ A: That’s a great question, Derrick. The coverage that you get for a standard homeowner’s policy varies, so you always want to check it. But, typically it will cover windstorm damage from a hurricane for things like broken windows or a torn roof or damage from trees. Normally, a standard homeowner policy will cover those things. However, if you live in an area that’s prone to hurricanes like parts of Florida or Texas or even maybe where you are down on the Jersey shore, insurers can exclude that coverage from a standard homeowner’s policy. […]
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